Atom Holdco PLC
Activities of financial services holding companies · Newcastle Upon Tyne
ActiveUnited KingdomIncorporated 2022Public Limited Company
Financial position
Accounts to 2026-03-31 · GBP · Group accounts
Net assets
—
Cash
£2,670,600,000
Turnover
—
Profit / loss
£27,800,000
Current assets
—
Creditors < 1 year
—
Equity
£503,300,000
Average employees
Not available
Balance-sheet trend
GBP · consolidatedFinancial statements
Selected figures from the best-ranked available filing for each period. Missing values remain unknown.
Some figures were read by AI from scanned accounts, so small errors are possible. View the filed accounts
| Reported figures | 2026-03-3112 months · Group · AI-read | 2025-03-31Group · AI-read |
|---|---|---|
| Balance sheet | ||
| Equity | £503,300,000 | £423,900,000 |
| Share capital | £129,000,000 | £129,000,000 |
| Retained earnings | £274,900,000 | £247,100,000 |
| Assets | ||
| Intangible assets | £37,600,000 | £38,000,000 |
| Property, plant & equipment | £12,900,000 | £600,000 |
| Cash at bank | £2,670,600,000 | £1,945,300,000 |
| Liabilities | ||
| Creditors | £9,772,800,000 | £8,608,800,000 |
| Profit & loss | ||
| Administrative expenses | £74,100,000 | £68,800,000 |
| Interest receivable | £512,600,000 | £443,400,000 |
| Interest payable | £402,600,000 | £341,300,000 |
| Profit before tax | £9,400,000 | £5,100,000 |
| Tax | −£18,400,000 | −£11,800,000 |
| Profit / loss | £27,800,000 | £16,900,000 |
| People & pay | ||
| Staff costs | £40,100,000 | £36,900,000 |
| Source evidence | View filing | View filing |
From the accounts
What the accounts for 2026-03-31 say about themselves, read by AI from the scanned filing.
- Auditor
- PricewaterhouseCoopers LLP · senior statutory auditor Michael Whyte
- Ultimate parent
- Atom Holdco plc
- Accounts
- FRS 101
- Approved
- 2026-07-17, signed by Mark Mullen, Andrew Marshall
Subsidiaries (2)
- Atom Bank PLC · 100% Ordinary shares · The Pattern Shop, Sussex Street, Newcastle Upon Tyne, England, NE1 3PD
- Atom EBT Limited · 100% Ordinary shares · The Pattern Shop, Sussex Street, Newcastle Upon Tyne, England, NE1 3PD
Related parties (8)
- Executive Committee (excluding directors) · Key management personnel · Wages and salaries · 2.4 (m)
- Executive Committee (excluding directors) · Key management personnel · Share based payments · 0.4 (m)
- Executive Committee (excluding directors) · Key management personnel · Pension costs · 0.2 (m)
- Executive Committee (excluding directors) · Key management personnel · Total · 3.0 (m)
- Directors · Key management personnel · Wages and salaries · 2.1 (m)
- Directors · Key management personnel · Share based payments · 0.3 (m)
- Directors · Key management personnel · Total · 2.4 (m)
- Highest paid director · Key management personnel · Total remuneration · 1.0 (m)
Borrowings (2)
- £50m fixed rate callable subordinated Tier 2 issuance · £50m (m) · 11.5%, payable semi-annually in arrears · maturing in 2035, with a call option in January 2030
- separate instrument issued by Atom bank plc to the Company; equivalent loan to group undertaking · from Atom bank plc · £50m (m) · at the same rate · same maturity date and call option
Shares issued in the year (2)
- 50,000 Preference shares
- 18,798,094,728,266 Ordinary shares (bonus shares) · for funded through a capitalisation of the merger reserve
Share classes (2)
- 940,001,734 Ordinary shares of £0.00001 each
- not stated Preference shares of £1 each
Secured borrowing
Registered charges, lenders and security interests.
Charges and related records
0 outstanding chargesNo charges available in our records.