Premier Mortgage Service Limited
Financial intermediation not elsewhere classified · York
ActiveUnited KingdomIncorporated 2004Private Limited Company
Financial position
Accounts to 2025-12-31 · GBP · Company accounts
Net assets
—
Cash
£10,391,000
Turnover
—
Profit / loss
£528,000
Current assets
£11,377,000
Creditors < 1 year
£2,911,000
Equity
£8,466,000
Average employees
Not available
Balance-sheet trend
GBP · companyFinancial statements
Selected figures from the best-ranked available filing for each period. Missing values remain unknown.
Some figures were read by AI from scanned accounts, so small errors are possible. View the filed accounts
| Reported figures | 2025-12-3112 months · Company · AI-read | 2024-12-31Company · AI-read |
|---|---|---|
| Balance sheet | ||
| Equity | £8,466,000 | £7,938,000 |
| Share capital | £1,000 | £1,000 |
| Retained earnings | £8,465,000 | £7,937,000 |
| Assets | ||
| Intangible assets | £250,000 | £656,000 |
| Current assets | £11,377,000 | £11,130,000 |
| Cash at bank | £10,391,000 | £9,668,000 |
| Debtors | £736,000 | £806,000 |
| Liabilities | ||
| Creditors | £2,911,000 | £3,192,000 |
| Creditors within one year | £2,911,000 | £3,192,000 |
| Profit & loss | ||
| Interest receivable | £354,000 | £288,000 |
| Profit before tax | £528,000 | £1,016,000 |
| Profit / loss | £528,000 | £1,016,000 |
| Operating costs | ||
| Amortisation | £406,000 | £405,000 |
| Cash flow | ||
| Cash from operations | £369,000 | £1,487,000 |
| People & pay | ||
| Staff costs | £4,263,000 | £3,867,000 |
| Wages & salaries | £3,569,000 | £3,298,000 |
| Social security costs | £489,000 | £381,000 |
| Pension costs | £205,000 | £188,000 |
| Directors' remuneration | £352,000 | £264,000 |
| Highest paid director | £139,000 | £101,000 |
| Source evidence | View filing | View filing |
From the accounts
What the accounts for 2025-12-31 say about themselves, read by AI from the scanned filing.
- Principal activity
- The principal activity of the Company in the year under review was that of a mortgage distributor in the United Kingdom.
- What it does
- mortgage distribution · mortgages · General Insurance · Protection products · client firms (AI keywords)
- The year
- Revenue for the year of £9.73m (2024: £9.48m) was comparable with the prior year and consistent with management's expectations. The Company's net assets have increased by £0.5m (2024: £1.0m) due to the profit for the financial year.
- Outlook
- SBG will maintain a proactive and responsible approach to legacy matters, recognising that resolving historic issues is essential to trust, stability and long-term value creation. This approach supports positive outcomes for consumers and advisers alike and underpins confidence in the Group’s future trading position.
- Auditor
- Ernst & Young LLP · senior statutory auditor Robin Enstone
- Audit opinion
- Clean (unmodified)
- Immediate parent
- Sesame Bankhall Group Limited · United Kingdom
- Ultimate parent
- Aviva plc · United Kingdom
- Ultimate controlling party
- Aviva plc
- Accounts
- IFRS
- Approved
- 2026-07-01
Related parties (4)
- Bankhall Support Services Limited · fellow SBG subsidiary · Amounts owed to group undertakings · 121 (000s)
- Sesame Services Limited · fellow SBG subsidiary · Amounts owed to group undertakings · 242 (000s)
- Sesame Services Limited · fellow SBG subsidiary · management charges · £7.0m (000s)
- BSSL · fellow SBG subsidiary · GI and Protection sales earned by the Company which originated from client firms of BSSL · £2.1m (000s)
Directors' report (5)
- M J Hogg
- V W C Kubitscheck
- D Ogden
- C L Cherrington · appointed 2025-03-16
- M R McGill · resigned 2025-04-27
Principal risks (9)
- evolving industry and regulatory trends
- changing market dynamics and competitor business models
- the accelerating impact of technology and artificial intelligence
- continuing uncertainty in the global economic and geopolitical environment
- interest rates
- inflation
- property values
- operational risk (e.g. cyber risk)
- liquidity risk
Events after the year end (1)
- There have been no significant post balance sheet events affecting the Company since year end.
Secured borrowing
Registered charges, lenders and security interests.
Charges and related records
0 outstanding chargesNo charges available in our records.