Arag Legal Expenses Insurance Company Limited
Non-life insurance · Caerphilly
ActiveUnited KingdomIncorporated 1909Private Limited Company
Financial position
Accounts to 2025-12-31 · GBP · Company accounts
Net assets
—
Cash
£27,576,000
Turnover
£17,083,000
Profit / loss
−£3,039,000
Current assets
£712,169,000
Creditors < 1 year
—
Equity
£33,274,000
Average employees
Not available
Balance-sheet trend
GBP · companyFinancial statements
Selected figures from the best-ranked available filing for each period. Missing values remain unknown.
Some figures were read by AI from scanned accounts, so small errors are possible. View the filed accounts
| Reported figures | 2025-12-31Company · AI-read | 2024-12-31Company · AI-read |
|---|---|---|
| Balance sheet | ||
| Equity | £33,274,000 | £18,256,000 |
| Share capital | £13,000,000 | £13,000,000 |
| Retained earnings | −£24,385,000 | −£21,346,000 |
| Assets | ||
| Investments | £175,282,000 | £152,514,000 |
| Current assets | £712,169,000 | £547,222,000 |
| Cash at bank | £27,576,000 | £15,292,000 |
| Debtors | £207,441,000 | £133,878,000 |
| Liabilities | ||
| Creditors | £712,169,000 | £547,222,000 |
| Profit & loss | ||
| Turnover | £17,083,000 | £13,043,000 |
| Other operating income | £4,360,000 | £4,742,000 |
| Profit before tax | −£4,052,000 | −£5,344,000 |
| Tax | −£1,013,000 | −£1,360,000 |
| Profit / loss | −£3,039,000 | −£3,984,000 |
| People & pay | ||
| Directors' remuneration | £1,513,000 | £1,609,000 |
| Highest paid director | £448,000 | £407,000 |
| Energy & carbon | ||
| Greenhouse gas emissions | 237 t CO₂e | 159 t CO₂e |
| Source evidence | View filing | View filing |
From the accounts
What the accounts for 2025-12-31 say about themselves, read by AI from the scanned filing.
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Clean (unmodified)
- Immediate parent
- ARAG UK Holdings Limited
- Ultimate parent
- ARAG Holding SE
- Ultimate controlling party
- ARAG Holding SE
- Accounts
- FRS 102
- Approved
- 2026-04-01, signed by D M Haynes
Turnover by segment (4)
- Direct United Kingdom (gross premiums written): 177,931 (000s) (2025-12-31)
- Direct United Kingdom (gross premiums written): 99,810 (000s) (2024-12-31)
- Direct United Kingdom (gross premiums earned): 113,264 (000s) (2025-12-31)
- Direct United Kingdom (gross premiums earned): 92,268 (000s) (2024-12-31)
Related parties (11)
- ARAG Services Limited · related party · Receivable · 10,206 (000s)
- ARAG Services Limited · related party · Receivable · 13,064 (000s)
- ARAG Law Limited · related party · Receivable · 1,027 (000s)
- ARAG Law Limited · related party · Receivable · 68 (000s)
- ARAG PLC · related party · Receivable · 511 (000s)
- ARAG Allgemeine UK · related party · Receivable · 142 (000s)
- ARAG UK Holdings Limited · related party · Payable · (1,095) (000s)
- ARAG UK Holdings Limited · related party · Payable · (1,200) (000s)
- ARAG SE · related party · Payable · (49) (000s)
- ARAG SE · related party · Commission receivable, deferred income · 40,915 (000s)
- ARAG SE · related party · Commission receivable, deferred income · 34,279 (000s)
Share classes (1)
- 13,000,001 ordinary shares of £1 each of £1
Secured borrowing
Registered charges, lenders and security interests.
Charges and related records
0 outstanding chargesNo charges available in our records.